Helios P2P
Description
As per the pain points identified in the problem statement with regards to the payment as the individual version of Benefit Pay is more prevalent in use we would suggest the use of setting up the the transfer of funds via this platform through integration with Fawri or Benefit Pay if possible and set up the repayment of the instalments as recurring payments via Benefit Pay similar to recurring payments charged on a plastic card. With regards to the credit scoring aspect we plan on utilizing the verified historical accounts of the SME which can be updated via an Excel Template and uploaded and/or integrated with the popular SME ERPs in Bahrain to facilitate working capital loans with the aid of proprietary analytics.
Team Members
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Team Lead