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mohamed anouar gadhoum Team
Description PayDay Takaful (“PDT”) is the first of its kind solution allowing MSMEs to provide their employees with tailored micro-takaful cover coupled with the ability to withdraw part of salary in advance before the pay day, without credit check, and without impacting the MSMEs pay cycle or cash flow. With a user-friendly Mobile App employee of MSMEs can join and choose/upgrade their preferred package with few clicks. Users can request salary-advances and takaful cover, claim any incident, for a fixed monthly subscription fee. PDT is a tool to enhance the financial wellbeing of workforces, increase productivity and can be used as a catalyst for improving MSMEs’ business performance. PDT supports the efforts to improve insurance penetration and financial inclusion by making takaful products available for everyone at low cost using fully digital micro-takaful solutions.


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  • Helps prevent Cross-Site Request Forgery (CSRF) attacks
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  • Remember selected settings
  • Keep track of your visited pages and interaction taken
  • Keep track about your location and region based on your IP number
  • Keep track on the time spent on each page
  • Increase the data quality of the statistics functions
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  • Allow you to connect to social sites
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  • Gather personally identifiable information such as name and location