Valoro
Description Valoro is an Egypt-based company specializing in AI and blockchain technologies. The company was founded following the global movement towards Fintech industry, having several success stories in the MENA region. Our solution has two main target segment. 1.SMEs Micro - Lending platform for Small and medium business where we link borrowers and lenders through AI governed blockchain network and Utilizing the revolution of DeFI. We offer three features: 1. Offering Self-enforcing smart contracts with economic guarantees, 2. Liquidity pool-based lending protocol that enables anyone to supply digital assets to earn interest, or borrow against a collateral based on Islamic regulation (Currently we integrate with OpenBanking APIs) 3. The system is modular; it could integrate with a current system. 2.individual Currently, the percentage of using smart phone in Egypt is more than 54%.Our solution is focused on localizing klarna - buy now pay later. Our Value proposition introducing offers and act as financial advisors for people who doesn't have any experience in technology. Our target segment - users who seek for saving or pay by installments. our business model is based on building Credit score model for many unbanked users. We are working on partners to reduce risk sharing for users who will not commit to pay installments. The solution already featured by Fintech Galaxy, and Benefit pay in Bahrain


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