Lawrie Chandler Team
Description
Financial institution and their clients can be enablers of the enterprise funding through micro-lending to selected small firms. Fractional lending to bank approved enterprises through a client portal can be a way for alternative finance to be created be made available where banking lending may not be possible. Rather than turn a borrower away the bank can offer to facilitate suitable enterprises onto a private lending market that has a register of qualified investors. This is an alternative finance marketplace controlled by the bank.
Benefits to the borrower
Access to private capital they may not be able to otherwise access
Facilitated through a more reputable channel for alternative finance
Benefit to the bank
CRS benefits of supporting enterprises that do not meet lending requirements
Allows institutions to get a better line of sight for alternative lending
Improves the standards of alternative finance lending by having bank as a gatekeeper to suitable enterprises
Mix the form of lending between conventional bank loans and privately funded alternative fiannce
Benefit to the qualified lender
Access higher levels of returns
Alternative Finance has a higher standard as Bank acts as fiduciary and gatekeeper
Team Members
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Team Lead